Prerequisite
To read how I determine which cards to use, check out this post.
Chase Sapphire Reserve
The GOAT 🐐. Brief review of benefits here (updated for 2025 changes).
Chase Freedom Unlimited
1.5% back on everything. No annual fee.
If you're new to the game, this is the card to start with.
Chase Freedom
5% back on rotating categories every quarter. Not often used, but no annual fee.
Verizon Visa
Monthly discount for every line on your account. No brainer if you're a Verizon customer.
Chase Amazon
5% back on all things Amazon, including Whole Foods and AWS.
Apple Card
0% APR financing on all Apple products. Looks cool.
Amex Platinum
Definitely my least favorite card and by far the worst value. No spending bonus (1x points on all purchases), but Centurion Lounge access and static benefits have me holding on for the time being.